How to find Zelle on TD bank app? (Try These Topnotch Tips)

Last Updated on November 9, 2022 by Babette Sasha

Here is How to find Zelle on TD bank app: If you are looking for an easy, quick, and secure way of transferring money to your friends or relatives, then Zelle is the best option for you.

As you know, Zelle is supported by more than two dozen banks in the U.S. Therefore, you might wonder if your bank supports Zelle payments too. Well, here’s where you get the inevitable answer. If you have a TD bank account, you can use Zelle with TD.

Since TD Bank also supports Zelle, it’s easy for you to enroll in Zell or use their services even without downloading the app. Moreover, if your bank is partnered with Zelle, you have a chance of having a more spend limit as compared to someone whose bank isn’t partnered with Zelle.

Does TD bank have Zelle?

As stated above, Zelle is supported by more than two dozen U.S banks. Luckily TD bank is also partnered with Zelle, so yes, you can use Zelle with TD bank.

How to find the Zelle option in your TD app:

Almost all the banking apps have similar features, so it won’t be trouble to find Zelle in your TD banking app:

There are no fixed steps or something for that. If your bank is integrated with Zelle, you need not worry about downloading the Zelle app. You just need to open the TD bank app on your phone. Now you should look for the option ‘Send Money with Zelle’. This would appear on the first screen when you open the app.

How to sign-up with Zelle for sending and receiving money in the TD app

First, you must be enrolled in the TD online banking app or have the TD bank app on your phone.

If you are using online banking:

  1. You need to log in to your TD online banking.
  2. Click on Transfers
  3. Then click on  Send money with Zelle.
  4. Make sure to check whether your email address is correct.
  5. Check the box after you have read all terms and conditions.
  6. Select the text or call if you are enrolling with your phone number, and a verification code will be sent to your phone number. Alternatively, an email verification code will be sent if you enroll with your email address.
  7. Enter the code you receive to verify your email or phone number.
  8. All your eligible accounts available for sending money with Zelle would then be shown on the screen. After that, you can start sending money with Zelle.

If you’re using the TD mobile banking app:

  1. Open the TD bank app on your phone.
  2. Tap on Send money with Zelle on the TD bank app.
  3. Make sure to check whether your email address is correct.
  4. Check the box after you have read all terms and conditions.
  5. Select the text or call if you are enrolling with your phone number, and a verification code will be sent to your phone number. Alternatively, an email verification code will be sent if you enroll with your email address.
  6. Enter the code you receive to verify your email or phone number.
  7. All your eligible accounts available for sending money with Zelle would then be shown on the screen.

Congratulations, you’re done now. After that, you can start sending and receiving money with Zelle.

Things to be noted as eligible for “Send Money with Zelle.”

Send money with Zelle is available for almost all personal checking and money market accounts.

If you want to take advantage of Zelle services, you must have a bank account in TD bank with a US address, a U.S phone number, and an active email address.

Your personal deposit account should be active and enabled for ACH transactions and Online Banking transfers.

 Money transfers typically happen within minutes; however, if your recipient doesn’t receive the money you sent, ask them to enroll with Zelle to receive the money in their account.

Can’t you set up Zelle with the TD app?

This can also cause concern if you cannot enroll with Zelle on the TD bank app. However, we have come up with several tips for saving yourself from this situation.

There can be simple reasons why you are having trouble enrolling with Zelle on the TD bank app:

Ensure the mobile phone number you provide isn’t associated with any other Zelle account. Chances are that if you already enrolled in Zelle with the phone number you’re providing, you would not be able to enroll with Zelle from the TD app.

Check whether your email isn’t already in use with another Zelle account.

Hence, an email address and a US phone number should be unique and not previously associated with Zelle.

The case could also be that you entered the wrong email or phone number. Hence, go back and check if that’s the case and correct it.

Check your email’s spam folder if you can’t find the verification code sent to you.

If you don’t know whether you’re already enrolled and want to use Zelle with TD Bank, it is better to contact their customer service.

Money transfer limits with TD bank:

Transfer of money with Zelle does not require any fee. However, the amount you can send or receive is limited. However, this limit depends on your bank and is not set by Zelle.

The daily transfer limit with the instant transfer is $1000.

However, if you want to send a larger amount of money, you can opt for the non-instant transfer option, which takes up to three business days. The daily limit for this type of transfer is $2500.

The monthly limit with instant transfer service is $5000 and for non-instant transfer service is $10000.

Hence using Zelle with TD bank is a simple and easy process.

Have any other unresolved queries?

 You can always contact Zelle’s customer support.