How to find Zelle on TD bank app? (Try These Topnotch Tips)

How to find Zelle on TD bank app

If you are looking for an easy, quick, and secure way of transferring money to your friends or relatives then Zelle is the best option for you.

As you know, Zelle is been supported by more than two dozen banks in the U.S therefore you might be wondering if your bank supports Zelle payments too. Well here’s where you get the inevitable answer. If you have a bank account with TD bank, then obviously you can use Zelle with TD.

Since TD Bank also supports Zelle, it’s easy for you to enroll in Zell or use their services even without downloading the app. Moreover, if your bank is partnered with Zelle you have chances of having a more spend limit as compared to someone whose bank isn’t partnered with Zelle.

Does TD bank have Zelle?

As stated above Zelle is supported by more than two dozen U.S banks. Luckily TD bank is also partnered with Zelle so, yes you can use Zelle with TD bank.

How to find the Zelle option in your TD app:

Almost all the banking apps have similar features so it won’t be trouble to find Zelle in your TD banking app:

There are no fixed steps or something for that. If your bank is integrated with Zelle, you need not worry to download the Zelle app. You just need to open the TD bank app, on your phone. Now you should look for the option ‘Send Money with Zelle’. This would appear on the first screen when you open the app.

How to sign-up with Zelle for sending and receiving money in the TD app

 First of all, you must be enrolled in TD online banking app or have the TD bank app in your phone.

If you are using online banking:

  1. You need to log in to your TD online banking.
  2. Click on Transfers
  3. Then click on  Send money with Zelle
  4. Make sure to check whether your email address is correct.
  5. Check the box after you have read all terms and conditions.
  6. Select text or call if you are enrolling with your phone number and a verification code would be sent on your phone number. Alternatively, if you enroll with your email address, a verification code would be sent by email.
  7. Enter the code you receive to verify your email or phone number.
  8. All your eligible accounts available for send money with Zelle would be shown in the screen then. Thereafter you can start sending money with Zelle.

If you’re using the TD mobile banking app:

  1. Open the TD bank app on your phone.
  2. Tap on Send money with Zelle on the TD bank app.
  3. Make sure to check whether your email address is correct.
  4. Check the box after you have read all terms and conditions.
  5. Select text or call if you are enrolling with your phone number and a verification code would be sent on your phone number. Alternatively, if you enroll with your email address, a verification code would be sent by email.
  6. Enter the code you receive to verify your email or phone number.
  7. All your eligible accounts available for send money with Zelle would be shown in the screen then.

Congratulations, you’re done now. Thereafter you can start sending and receiving money with Zelle.

Things to be noted to be eligible for “Send Money with Zelle”

Send money with Zelle is available for almost all personal checking and money market accounts.

If you want to take advantage of Zelle services you must have a bank account in TD bank with a US address, a U.S phone number, and an active email address.

Your personal deposit account should be active and also enabled for ACH transactions and Online Banking transfers.

 Money transfers happen typically within minutes however if your recipient doesn’t receive the money you sent to them, ask them to enroll with Zelle so as to receive the money in their account.

Can’t set up Zelle with the TD app?

This can also be a cause of concern if you aren’t able to enroll with Zelle on the TD bank app. However, we have come up with several tips on how you can save yourself from this situation.

There can be simple reasons why you are having trouble enrolling with Zelle on the TD bank app:

Make sure the mobile phone number you are providing isn’t associated with any other Zelle account. Chances are that if you already have enrolled in Zelle with the phone number you’re providing you would not be able to enroll with Zelle from the TD app.

Check whether your email isn’t already in use with another Zelle account.

Hence, both an email address and US phone number should be unique and not previously associated with Zelle.

The case could also be that you entered the wrong email or phone number. Hence, go back and check if that’s the case and correct it.

Check the spam folder of your email if you couldn’t find the verification code sent to you.

If you don’t know whether you’re already enrolled and want to use Zelle with TD Bank, it is better to contact their customer service.

Money transfer limits with TD bank:

Transfer of money with Zelle does not require any fee. However, there is a limit to what amount you can send or receive. However, this limit depends on your bank and is not set by Zelle.

The daily transfer limit with the instant transfer is $1000.

However, if you want to send a larger amount of money you can opt for the non-instant transfer option which takes up to three business days. the daily limit for this type of transfer is $2500.

The monthly limit with instant transfer service is $5000 and for non-instant transfer service is $10000.

Hence using Zelle with TD bank is a simple and easy process.

Have any other unresolved queries?

 You can always contact Zelle’s customer support.

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